Should you Accept the Insurance Company's First Offer?

Why Do You Have To Give Your Social Security Number To The Insurance Company In An Accident Case?

Posted by Guy DiMartino | Mar 12, 2013 | 0 Comments

Florida accident and injury lawyer, Guy S. DiMartino, DC, JD explains why the insurance company will ask for your social security number when you make a claim?

Nowadays with the threat of identity theft, folks are concerned about giving their social security numbers out. If you're involved in any type of accident and you're making an insurance claim, the insurance company will ask for information including your date of birth, social security number, and address. I do not believe that there is a nefarious reason for the insurance companies request, I'm sure the adjuster is just filling in a screen in her database. If it is your insurance company, they already have this information on your insurance application so I do not see a problem with giving them the information. If it is the other driver's insurance company, they will say something like, we need this information for Medicare reporting requirements or other types of reporting requirements. This may be true, and you can probably get away telling the insurance adjuster that you are uncomfortable providing them with the information.

What will the insurance do when it gets your personal information?

The insurance company will most likely run your personal information through its databases. One database may search public records and they will know how many vehicles you have registered, property that you own, and criminal issues. Another database will include a search of your insurance claims history. The insurance company will know if you made any auto claims, homeowner's claims or worker's compensation claims in the past. These database searches can be run with just your name and date or birth or just your name and address, but it is much more accurate if the social security number is also provided in the data field.

The information that is stored on each one of us in the public record is great and there will be much more available in the future with the federal government's mandate that healthcare providers and hospitals go to electronic medical records. This is why it is very important that you disclose prior accidents and claims when making an insurance claim. Because if you don't disclose the information, the insurance adjuster will find this information out anyway and then come to the conclusion that you were trying to hide something or lying.

If you have any questions about making a Florida insurance claim, you can always call me directly on my cell at (352) 267-9168 or fill out the internet consultation form on the right.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+


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