Florida car accident lawyer, Guy S. DiMartino, DC, JD, discusses bodily injury insurance in Florida automobile insurance policy.
Bodily injury insurance will protect the holder of the insurance if they are at fault for an accident that causes injury to the other driver.
A typical Florida automobile insurance policy will describe bodily injury coverage as the following:
As to any insured person under the policy, the limits of liability shown on the declarations page shall apply. We will pay these limits of liability as follows:
The bodily injury limit for “each person” is the most we will pay for all damages resulting from bodily injury sustained by one person in one accident.
The bodily injury limit for “each accident” is the most we will pay for all damages resulting from bodily injury sustained by more than one person in one accident.
Florida's minimum bodily insurance coverage
Florida does not require drivers to carry bodily injury coverage, however, if you do not have insurance and you injure somebody in an accident, you could be held personally liable for the person's injuries. This can include a judgment against you, garnishment of wages, and possible bankruptcy.
If you have any questions about Florida car accident insurance or a car accident claim, you can call me directly on my cell at (352) 267-9168 or fill out the internet consultation form on the right.