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What is Bodily Insurance in a Florida Automobile Insurance Policy?

Posted by Guy DiMartino | Mar 06, 2013 | 0 Comments

Florida car accident lawyer, Guy S. DiMartino, DC, JD, discusses bodily injury insurance in Florida automobile insurance policy. 

Bodily injury insurance will protect the holder of the insurance if they are at fault for an accident that causes injury to the other driver.

A typical Florida automobile insurance policy will describe bodily injury coverage as the following:

As to any insured person under the policy, the limits of liability shown on the declarations page shall apply.  We will pay these limits of liability as follows:

The bodily injury limit for “each person” is the most we will pay for all damages resulting from bodily injury sustained by one person in one accident.

The bodily injury limit for “each accident” is the most we will pay for all damages resulting from bodily injury sustained by more than one person in one accident.

Florida's minimum bodily insurance coverage

Florida does not require drivers to carry bodily injury coverage, however, if you do not have insurance and you injure somebody in an accident, you could be held personally liable for the person's injuries.  This can include a judgment against you, garnishment of wages, and possible bankruptcy.

If you have any questions about Florida car accident insurance or a car accident claim, you can call me directly on my cell at (352) 267-9168 or fill out the internet consultation form on the right.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+

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