Should you Accept the Insurance Company's First Offer?

What Does Insurance Have To Do With Your Florida Personal Injury Claim?

Posted by Guy DiMartino | Jul 08, 2013 | 0 Comments

Stuart – Port St. Lucie, Florida trial lawyer explains what insurance has to do with your Florida personal injury claim.

The family a young man who was seriously injured in a motorcycle accident hires our firm to see if we can assist him in getting his needed medical attention and recovery for the loss of leg. We investigated the matter and learned that the person who hit the young man had no insurance to pay for the claim.  We investigated the person and learned that they had no assets to go after.  We were not able to assist this seriously injured person.

Another potential client was seriously injured in a car accident that was not her fault. Her medical bills were over $100,000 – the other driver had $10,000 of insurance.

A student was killed walking to the bus stop when the driver veered off of the road.  The defendant driver's insurance company had an insurance policy with a small amount of money.  They sent the insurance check to the family.  The driver had no money of her/his own.  The family wanted to know if anything else could be done because the insurance money barely covered the funeral expenses.  The answer was no.

Insurance has everything to do with a personal injury claim.  In this day and age most people do not have a lot of assets – they are what we call judgment proof.  In Florida, drivers are not required to carry bodily injury insurance coverage, which pays for bodily injuries if the driver is at fault for the crash.  A lot of folks have no insurance coverage.  This is why, it is very important to make sure that you purchase uninsured motorist coverage, which will protect you if you're injured by an uninsured or underinsured driver on our roads.

Insurance has everything to do with a personal injury case – most of the time – it is NO COVERAGE – NO PERSONAL INJURY CLAIM.

What are your thoughts?

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+


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