Should you Accept the Insurance Company's First Offer?

The surefire way a client destroys the value of their Florida personal injury claim

Posted by Guy DiMartino | Jan 23, 2013 | 0 Comments

Florida personal injury lawyer, Guy S. DiMartino, DC, JD explains the surefire way a client destroys the value of their Florida personal injury claim.


You want to destroy the value of your Florida personal injury claim? Just forget about or hide prior problems to the injured area.

I recently met with a client who claims to have been injured in a car accident.  In my initial intake we always discuss the importance of telling me and telling their doctors about any prior problems or injuries in the same area of the body.  The answer to my question was “I have had no problems with my back.”  I ask, are you sure?  The answer, “I'm positive.”

The client sees a specialist and the specialist asks the client the same question.  The specialist writes in their record “patient denies prior problems.”  The specialist sends the client for some imaging studies (x-rays, CT scan, MRI), and when the report comes back, the radiologist notes that she compared the test to a test taken 18 months ago.

Now, my question and I'm sure the insurance adjuster's question is going to be, why was the test ordered 18 months ago, if you didn't have any problems? Was the client thinking that nobody would find out?

This type of situation happens all the time with people injured in accidents.  It plays right into the insurance company's hand and destroys the value of the client's Florida personal injury case. If you have been injured in an accident and your making a claim for your injuries, don't think that it helps you to deny prior problems to your lawyer or doctor, IT DOESN'T – all it does is play into the insurance adjuster's bias that all people who make personal injury claims exaggerate.

If you have any questions about a Florida personal injury claim, call Dr. Guy S. DiMartino, DC, JD at (352) 267-9168 or fill out the Internet consultation form on the right hand side of the screen.

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About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+


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