Should you Accept the Insurance Company's First Offer?

The Number 1 Thing that Motivates an Insurance Company to Act Fairly and Quickly on Your Claim?

Posted by Guy DiMartino | Apr 25, 2013 | 0 Comments

Stuart-Port St. Lucie, Florida lawyer discusses the number 1 thing that motivates an insurance company to act fairly and quickly on your claim.

You're injured in a Florida accident and you make an insurance claim because of your injuries.  You want the insurance company to treat you fairly and settle your claim quickly, will the insurance company do so? Insurance companies have a duty to protect their insured.  So if you were injured in a car accident that wasn't your fault, the at-fault driver's insurance company is required to protect their driver.

The number 1 thing that will motivate the insurance company to protect its insured is risk.  Insurance companies are in the business of assessing risk.  If the insurance company believes that there is a risk that its insured can be subject to an excess judgment, it will be motivated to resolve the case.  On the other hand, if the at-fault person has plenty of insurance to cover your injuries, the insurance company has no motivation to quickly or fairly settle your case.

One of the things that you have to remember if you're injured in an accident is that your injuries are personal to you – but settling your claim is just a business decision to the insurance company.  As harsh as it may sound, your claim is just a number to the insurance company.

If you have any questions about a Stuart Florida personal injury claim, you can always give me a call directly on my cell phone at (352) 267-9168 or fill out the internet consultation form on the right.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+


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What distinguishes my firm from the many injury firms throughout the state is my background as a chiropractic physician treating injured patients for 17 years. This gives you the benefit of having someone fighting for you that understands the nature and extent of your injuries and your road to recovery.

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