Should you Accept the Insurance Company's First Offer?

Should You Settle or Go To Trial! You have to Answer This One Question?

Posted by Guy DiMartino | Jul 14, 2013 | 0 Comments

Leesburg, Florida personal injury lawyer explains the one question that a personal injury client has to answer when making the decision to settle their case or go to trial.

If you've been injured in a Florida car accident or slip and fall, at some point in time, the insurance company will make you an offer to settle your case.  The offer to settle may be before or after a lawsuit is filed.  After a period of negotiation, the insurance company will give you their final offer.  You have the choice of settling your case or going to trial.  In the end, you will have to answer one question, are you willing to accept the risk of going to trial?

Going to trial has a lot of risks that many folks do not appreciate because they have not been through the process.  Trial is expensive.  It costs money to bring your doctors to court to testify regarding your injuries, medical treatment and prognosis in the future.  There is a real risk that even if the jury verdict is higher than the settlement offer, the net amount that you may receive could be less than the settlement amount because of the cost of trial. The next real risk is the jury.  If you decide to go to trial, you give up control of your case and put the decision in the hands of six strangers who will make the decision based on their own experiences and biases.

If the insurance company offers an amount of money to settle your case within the “settlement range” for the injuries that you sustained, are you willing to accept the risk of going to trial? The decision is always yours.

Sometimes the insurance company makes the decision easy and there is no real risk in going to trial because the offer is ridiculously low.  During these times, it's a no-brainer because there is no risk.

One thing the injured person has to remember is the risk is really on the individual not the insurance company.  If you misjudge the value of your case, it's your life.  If the insurance company misjudges the value of your case, it costs the company a little more money in the scheme of things.

The decision to settle your Florida personal injury case or go to trial is an important decision that should be made in consultation with your lawyer or another person who is not emotionally invested in the case.

If you have any questions about the value of a Leesburg, Florida personal injury case, give me a call on my cell at (352) 267-9168 or fill out the internet consultation form on the right.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+

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