Should you Accept the Insurance Company's First Offer?

Leesburg FL car accident lawyer| filing a claim with Hartford Insurance

Posted by Guy DiMartino | Nov 02, 2013 | 0 Comments

Leesburg Florida car accident lawyer discusses filing a claim with Hartford Insurance.

The Hartford was founded in the early 1800s.  It claims to be one of the largest insurance and investment companies in the United States.  Hartford is the underwriter of AARP's automobile insurance program.  As a general rule, I do not see low value insurance policies on people with The Hartford.  Based on this information, I believe Hartford has strict underwriting guidelines and writes personal car insurance policies along with business, commercial and homeowners lines of policies.  Last year I insured my cars through Hartford.  The company's rates were very competitive for the limits that I purchased.  However when it was time to renew, the rates were substantially higher, so I switched to Safeco.

Settling Car Accident Claims with Hartford

Most of Hartford's car accident claims are adjusted in the Tampa office.  However, national accounts can be handled anywhere. The adjusters that I have dealt with over the years appear to be fair.  Hartford does not write a high volume of automobile insurance policies so we do not see the company that often and the author has not tried any cases against a Hartford insured.

Filing a lawsuit Against a Hartford Insured

Most of the lawsuits that I have filed against Hartford have been defended by in-house lawyers. Hartford's in-house lawyers are professional and will do an adequate job defending their insureds or the company.

If you have any other questions about dealing with Hartford or if you would like a free copy of my book, give me a call or fill out the internet consultation form.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+


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What distinguishes my firm from the many injury firms throughout the state is my background as a chiropractic physician treating injured patients for 17 years. This gives you the benefit of having someone fighting for you that understands the nature and extent of your injuries and your road to recovery.

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