Florida trial lawyer, Guy S. DiMartino, DC, JD, discusses how to deal with a car accident while on the job.
It happens all the time. A person is on the job and involved in a car accident. This brings up a number of questions:
- Do you have to file a worker's compensation claim?
- Can you make a claim against the other driver?
The answer to both questions is yes. If you are injured in a car accident on the job (in the course and scope of your employment) then worker's compensation should pay for your medical bills and lost wages. The problem with worker's compensation is that the injured person cannot really choose their doctors and everything has to be approved by the worker's compensation insurance carrier.
You are also able to make a claim against the other driver for your injuries. However, if you receive money from the other driver's insurance company you are required to pay the worker's compensation insurance company a portion of the monies that it paid for your medical treatment and lost wages.
You can also choose not to pursue a worker's compensation claim and submit your claim to your personal injury protection insurance and health insurance if available.
If you have any questions about a Florida car accident while on the job, don't hesitate to give me a call, my cell phone is (352) 267-9168 you will speak directly to me.