Hit by a car on your bike – How do you get your medical bills paid?

Posted by Guy DiMartino | Dec 05, 2012 | 0 Comments

Florida car accident lawyer, Guy S. DiMartino, DC, JD, explains how a bicyclist hit by a car can get their medical bills paid.

A bicyclist injured in a Florida accident (car, truck, van) may be able to receive up to $10,000 in personal injury protection (PIP) benefits to pay for their medical care and/or lost wages.  There are three main ways to qualify for PIP benefits:

  • If you own a car, truck or van and you insured the vehicle, you are entitled to PIP benefits.
  • If you live with somebody and they own a car, truck or van that is insured, you are entitled to PIP benefits.
  • If you don't own a car and you don't live with anybody who owns a car, you are entitled to PIP benefits through the car, truck or van that hit your bike.

Many of our fellow Florida residents are confused because it seems strange that their own insurance company is responsible for their medical bills or lost wages when they didn't cause an accident.  This seems to be counter-intuitive because one would think that the driver who caused the injury would be responsible for the medical bills. Florida is a no-fault state, so under the law, the injured person's insurance company is responsible for the medical bills and/or wage loss up to the terms of the insurance policy.

Florida car accident law is complex.  Please be aware that it is changing on January 1, 2013.  If you've been injured while riding your bike whether it be in Stuart, Hobe Sound, PSL, Leesburg, Tavares, Clermont, Howey-in-the-Hills or anywhere else in Florida I am available to answer to your questions at (352) 267-9168 or for a free internet consultation fill out the contact box on the right of the screen.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+


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What distinguishes my firm from the many injury firms throughout the state is my background as a chiropractic physician treating injured patients for 17 years. This gives you the benefit of having someone fighting for you that understands the nature and extent of your injuries and your road to recovery.

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