Florida car accident lawyer, Guy S. DiMartino, DC, JD, explains how a bicyclist hit by a car can get their medical bills paid.
A bicyclist injured in a Florida accident (car, truck, van) may be able to receive up to $10,000 in personal injury protection (PIP) benefits to pay for their medical care and/or lost wages. There are three main ways to qualify for PIP benefits:
- If you own a car, truck or van and you insured the vehicle, you are entitled to PIP benefits.
- If you live with somebody and they own a car, truck or van that is insured, you are entitled to PIP benefits.
- If you don't own a car and you don't live with anybody who owns a car, you are entitled to PIP benefits through the car, truck or van that hit your bike.
Many of our fellow Florida residents are confused because it seems strange that their own insurance company is responsible for their medical bills or lost wages when they didn't cause an accident. This seems to be counter-intuitive because one would think that the driver who caused the injury would be responsible for the medical bills. Florida is a no-fault state, so under the law, the injured person's insurance company is responsible for the medical bills and/or wage loss up to the terms of the insurance policy.
Florida car accident law is complex. Please be aware that it is changing on January 1, 2013. If you've been injured while riding your bike whether it be in Stuart, Hobe Sound, PSL, Leesburg, Tavares, Clermont, Howey-in-the-Hills or anywhere else in Florida I am available to answer to your questions at (352) 267-9168 or for a free internet consultation fill out the contact box on the right of the screen.