The truth is that you didn't ask to be put in this situation. I mean, you were stopped on State Road 50 at the light and the other driver crashed into your car. Now you are being thrown into the morass of dealing with hospitals, doctors, insurance companies and body shops.
Three Car Accident Tips
There are certain unwritten rules in car accident claims. Here are three tips to make the process simplier so you do not become a victim twice.
Get medical attention. There could be something wrong that isn't at the surface yet. Don't worry about the medical expense. If you have Florida car insurance, you have PIP, which will pay a portion of your medical expenses. In order to qualify for PIP, if you own a car it must be insured. If you do not own a vehicle, PIP will be extended if you live with a family member that owns a vehicle that is insured. PIP has strict time limits. In order to qualify for the medical coverage, you must make contact with a physician, hospital, clinic or urgent care center within 14 day of the accident.
Do not let anybody fix or total your vehicle, until you receive photos. Once the vehicle is fixed or totaled there is no way to recreate the evidence. I can't tell you how many times we need pictures of the vehicles to help prove our client's claim. Do not assume that the Groveland Police Officer, Lake County Deputy Sheriff or State Trooper took photos of the vehicles and/or scene. Also, it's a mistake to assume that the body shop or insurance adjuster is going to take photos and give you a copy of the photos. The only way to protect yourself is to do this task yourself.
Do not consent to a recorded statement: Within a few day of the accident, an insurance adjuster from the other driver's company will call you and ask you questions about the accident. Do not consent to a recorded statement. You are not required to do so under the law, and the statement will do nothing to help you in the long run.
If you have any other questions about a Groveland Florida car accident, you can always download a free copy of my book, A Guide to Florida Car Accident Claims, which will provide you with information regarding the entire car accident claims process.