Florida medical malpractice lawyer discusses the minimum medical malpractice insurance requirements.
Doctors in Florida are not required to carry a lot of medical malpractice insurance. Many people with devastating injuries that result from medical negligence are unable to receive full compensation because many healthcare providers are grossly underinsured.
Florida's Minimum Medical Malpractice Insurance Requirements
Healthcare providers who do not perform surgery in an outpatient center or hospital are required to carry medical malpractice insurance or have a letter of credit establishing financial responsibility in the amount of $100,000 per occurrence and $300,000 in the aggregate.
Healthcare providers that perform surgery are required to establish financial responsibility in the amount of $250,000 per occurrence and $750,000 in the aggregate.
As you can see, the financial responsibility limits are low. Many people have more protection for their cars and trucks. I very rarely see a medical malpractice case where the potential damages are lower than the minimum limits. These minimum insurance limits can add insult to injury for those folks who have been severely injured or killed by medical negligence.
Florida Medical Malpractice law is complex. If you have any questions about a medical malpractice claim, call Guy S. DiMartino, DC, JD at (352) 267-9168 or fill out the internet consultation form on the right.