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Florida’s Medical Malpractice Insurance Requirements

Posted by Guy DiMartino | Jan 01, 2013 | 0 Comments

Florida medical malpractice lawyer discusses the minimum medical malpractice insurance requirements.

Doctors in Florida are not required to carry a lot of medical malpractice insurance.  Many people with devastating injuries that result from medical negligence are unable to receive full compensation because many healthcare providers are grossly underinsured.

Florida's Minimum Medical Malpractice Insurance Requirements

Healthcare providers who do not perform surgery in an outpatient center or hospital are required to carry medical malpractice insurance or have a letter of credit establishing financial responsibility in the amount of $100,000 per occurrence and $300,000 in the aggregate.

Healthcare providers that perform surgery are required to establish financial responsibility in the amount of $250,000 per occurrence and $750,000 in the aggregate.

As you can see, the financial responsibility limits are low.  Many people have more protection for their cars and trucks.  I very rarely see a medical malpractice case where the potential damages are lower than the minimum limits.  These minimum insurance limits can add insult to injury for those folks who have been severely injured or killed by medical negligence.

Florida Medical Malpractice law is complex.  If you have any questions about a medical malpractice claim, call Guy S. DiMartino, DC, JD at (352) 267-9168 or fill out the internet consultation form on the right.

About the Author

Guy DiMartino

I have loved helping people in need for almost three decades.  It has been my privilege to serve people as their pastor, chiropractor, and lawyer.  The current focus of my legal practice and life’s passion is helping the seriously injured receive complete compensation for their injuries. I am a Florida Board Certified Civil Trial Attorney. What that really means is that I am no stranger to the courtroom.  I have successfully tried and handled serious cases in state and federal courts.  My backgrounds in both law and chiropractic medicine have given me a unique perspective, extensive knowledge, and wide experience to serve those I represent. For years as a chiropractic physician, I treated my patients to alleviate their pain and suffering. Now as their lawyer, I fight to bring them financial compensation for their pain and suffering. During my years of service, I have handled many traumatic injury cases ranging from the traumatic amputation of a limb to brain and spinal cord injury.  I consider it an honor to serve you and your family. When a person entrusts me and I accept to represent them, I don’t take that relationship and responsibility lightly. My approach is that we work as a team. We are partners and our goal is the best outcome for you and your family with the highest level of communication throughout. I am always available by phone or email to discuss my potential representation of your injury case. I handle cases throughout Florida. Education: National University of Health Sciences – BS (1984), DC (1986) Valparaiso University School of Law – JD, summa cum laude (1999) Bar Admissions: Florida (2000), Indiana (1999), Illinois (2000, expired); US District Courts of Appeals (11th Circuit, 7th Circuit); United States District Courts: Southern and Middle Districts of Florida; Northern and Southern Districts of Indiana; Northern and Central Districts of Illinois; and District of Colorado. Certification:  Civil Trial, Florida Bar Guy DiMartino on Google+ – Circle Guy on Google+ Guy DiMartino on Google+

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