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Can I still make an accident claim if I don’t have insurance?

Q. Can I still make an accident claim if I don't have insurance?

A. Yes you can still make a claim. If you are uninsured, you do not qualify for personal injury protection (no-fault benefits). Because you don't have PIP, the other driver's insurance company will get a $10,000 credit or set-off for the PIP insurance that you should have had, so you are starting the case at -$10,000.

If you have minimal injuries, you probably will not recoup enough money to pay your medical expenses. If you have moderate or severe injuries, you should be able to make a claim. Your lack of insurance will not stop you from making a claim, but you have to understand the risks associated with being uninsured.

 

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What distinguishes my firm from the many injury firms throughout the state is my background as a chiropractic physician treating injured patients for 17 years. This gives you the benefit of having someone fighting for you that understands the nature and extent of your injuries and your road to recovery.

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If you are my client, we are partners in your road to recovery. You will always have direct access to me to have your questions answered.